{"id":1055,"date":"2024-02-08T13:54:04","date_gmt":"2024-02-08T08:24:04","guid":{"rendered":"https:\/\/www.olx.in\/blog\/?p=1055"},"modified":"2024-04-18T12:41:35","modified_gmt":"2024-04-18T07:11:35","slug":"pmayg-2024","status":"publish","type":"post","link":"https:\/\/www.olx.in\/blog\/properties\/pmayg-2024\/","title":{"rendered":"PMAYG 2024 Unveiled: Eligibility, News &#038; How to Apply @pmayg.nic.in"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Pradhan Mantri Awaas Yojana Gramin is the central government&#8217;s flagship program to provide affordable housing to all. Targeting the poor in rural areas, the project will provide pucca houses with basic facilities, including a hygienic kitchen, to residents of kutcha houses.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It is the successor to the Indira Awas Yojana. Similar welfare measures were enacted by the government in 1985 and are considered one of the most comprehensive social programs.<\/span><\/p>\n<h3><b>Scheme of Subsidies for Pradhan Mantri Awaas Yojana Gramin (PMAYG)<\/b><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-2205\" src=\"https:\/\/www.olx.in\/blog\/wp-content\/uploads\/2024\/02\/Subsidy.jpg\" alt=\"Subsidy\" width=\"1500\" height=\"800\" srcset=\"https:\/\/www.olx.in\/blog\/wp-content\/uploads\/2024\/02\/Subsidy.jpg 1500w, https:\/\/www.olx.in\/blog\/wp-content\/uploads\/2024\/02\/Subsidy-300x160.jpg 300w, https:\/\/www.olx.in\/blog\/wp-content\/uploads\/2024\/02\/Subsidy-1024x546.jpg 1024w, https:\/\/www.olx.in\/blog\/wp-content\/uploads\/2024\/02\/Subsidy-768x410.jpg 768w\" sizes=\"auto, (max-width: 1500px) 100vw, 1500px\" \/><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\">Beneficiaries of the initiative are eligible to borrow up to Rs. 70,000 from financial institutions.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">There is a 3% interest subsidy.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">The subsidy&#8217;s maximum principal amount is Rs. 2 lakh.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">The highest subsidy amount available for the EMI due is Rs. 38,359.\u00a0<\/span><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<h3><b>The following are the PMAYG scheme&#8217;s key characteristics<\/b><span style=\"font-weight: 400;\">:<\/span><\/h3>\n<ul>\n<li><span style=\"font-weight: 400;\">In plain regions, the Central and State governments would split the unit&#8217;s cost 60:40, providing Rs. 1.20 lakh in funding for each unit.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">In the northeastern states, the Himalayan states, and the Jammu &amp; Kashmir Union Territory (UT), the ratio is 90:10, with an assistance of Rs. 1.30 lakh per unit.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">The Center for Union Territories, which includes Ladakh UT, is providing 100% of the funding. MGNREGS pays beneficiaries Rs. 90.95 per day for unskilled labor.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<li><span style=\"font-weight: 400;\">The Socio-Economic and Caste Census (SECC) characteristics are used to identify beneficiaries, and Gram Sabhas confirm this information.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Up to Rs. 12,000 in building assistance for restrooms would be given under the Swachh Bharat Mission-Gramin (SBM-G) in association with MGNREGS or other programs.\u00a0<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Electronic payments are made immediately to post offices or bank accounts that are connected to Aadhaar.<\/span><\/li>\n<\/ul>\n<h3><b>PMAYG (Pradhan Mantri Awaas Yojana Gramin) Eligibility Criteria<\/b><span style=\"font-weight: 400;\">:<\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-2204\" src=\"https:\/\/www.olx.in\/blog\/wp-content\/uploads\/2024\/02\/PMAYG-Eligibility-Criteria.jpg\" alt=\"PMAYG Eligibility Criteria\" width=\"1500\" height=\"800\" srcset=\"https:\/\/www.olx.in\/blog\/wp-content\/uploads\/2024\/02\/PMAYG-Eligibility-Criteria.jpg 1500w, https:\/\/www.olx.in\/blog\/wp-content\/uploads\/2024\/02\/PMAYG-Eligibility-Criteria-300x160.jpg 300w, https:\/\/www.olx.in\/blog\/wp-content\/uploads\/2024\/02\/PMAYG-Eligibility-Criteria-1024x546.jpg 1024w, https:\/\/www.olx.in\/blog\/wp-content\/uploads\/2024\/02\/PMAYG-Eligibility-Criteria-768x410.jpg 768w\" sizes=\"auto, (max-width: 1500px) 100vw, 1500px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">The qualifying requirements are as follows, encompassing distinct priority lists and particular deprivation scores:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Families without homes\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Families who live in homes with zero, one, or two rooms that have kutcha roofs and walls.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Households in which there isn&#8217;t a literate adult over 25.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Households with no male adult member between the ages of 16 and 59.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Households having no adults in them between the ages of 16 and 59.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Households with one person who is impaired and one member who is able-bodied.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Families without land whose only source of income is contract labor.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Scheduled Tribe, Scheduled Caste, Minorities, and Others.<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<\/ul>\n<h3><b>Characteristics that will exclude recipients from the PMAY Gramin Program<\/b><span style=\"font-weight: 400;\">:<\/span><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-2201\" src=\"https:\/\/www.olx.in\/blog\/wp-content\/uploads\/2024\/02\/Characteristics-that-will-exclude-recipients.jpg\" alt=\"Characteristics that will exclude recipients\" width=\"1500\" height=\"800\" srcset=\"https:\/\/www.olx.in\/blog\/wp-content\/uploads\/2024\/02\/Characteristics-that-will-exclude-recipients.jpg 1500w, https:\/\/www.olx.in\/blog\/wp-content\/uploads\/2024\/02\/Characteristics-that-will-exclude-recipients-300x160.jpg 300w, https:\/\/www.olx.in\/blog\/wp-content\/uploads\/2024\/02\/Characteristics-that-will-exclude-recipients-1024x546.jpg 1024w, https:\/\/www.olx.in\/blog\/wp-content\/uploads\/2024\/02\/Characteristics-that-will-exclude-recipients-768x410.jpg 768w\" sizes=\"auto, (max-width: 1500px) 100vw, 1500px\" \/><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Applicants with motorized two-, three-, or four-wheelers as well as fishing or agricultural equipment.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Applicants who currently hold a Kisan Credit Card (KCC) with a limit of at least Rs. 50,000 in every home where at least one person works for the government or makes more than Rs. 10,000 a month.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Someone with a landline phone connection, a refrigerator, or who pays professional or income taxes.<\/span><\/li>\n<\/ul>\n<h3><b>How to apply\/register\/add Pradhan Mantri Awaas Yojana Gramin (PMAYG) Beneficiary:<\/b><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-2203\" src=\"https:\/\/www.olx.in\/blog\/wp-content\/uploads\/2024\/02\/How-to-apply-PMAYG-beneficiary.jpg\" alt=\"How to apply PMAYG beneficiary\" width=\"1500\" height=\"800\" srcset=\"https:\/\/www.olx.in\/blog\/wp-content\/uploads\/2024\/02\/How-to-apply-PMAYG-beneficiary.jpg 1500w, https:\/\/www.olx.in\/blog\/wp-content\/uploads\/2024\/02\/How-to-apply-PMAYG-beneficiary-300x160.jpg 300w, https:\/\/www.olx.in\/blog\/wp-content\/uploads\/2024\/02\/How-to-apply-PMAYG-beneficiary-1024x546.jpg 1024w, https:\/\/www.olx.in\/blog\/wp-content\/uploads\/2024\/02\/How-to-apply-PMAYG-beneficiary-768x410.jpg 768w\" sizes=\"auto, (max-width: 1500px) 100vw, 1500px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">The beneficiary registration process consists of four sections:<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400;\">Personal Details\u00a0<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Bank Account Details\u00a0<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Convergence Details\u00a0<\/span><\/li>\n<li><span style=\"font-weight: 400;\">Associated Office Details\u00a0\u00a0<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">If you have successfully registered or would like to add a beneficiary, please follow the steps below.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Visit: Official PMAYG registration website.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Enter the required details in the Personal Information section (such as gender, mobile number, Aadhaar number, etc).<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u00a0Upload the required consent form for the use of the Aadhaar number.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u00a0Click\u00a0 the search button to search for beneficiary name, PMAY ID, and priority.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u00a0Click Select and Register.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Beneficiary data is automatically generated and displayed.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u00a0You can now enter the remaining information about the beneficiary. For example: Type of property, kinship, Aadhaar number, etc.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u00a0Upload the required consent form for the use of the Aadhaar number on behalf of the beneficiary.<\/span><\/li>\n<\/ul>\n<h3><b>In the next section, add the recipient&#8217;s account details to the required fields:<\/b><\/h3>\n<ul>\n<li><span style=\"font-weight: 400;\">\u00a0Beneficiary name,bank account number, etc.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">\u00a0If the beneficiary wishes to obtain a loan using these, please select &#8220;Yes&#8221; and enter the desired loan amount.<\/span><\/li>\n<li><span style=\"font-weight: 400;\">\u00a0In the next section, enter their MGNREGA job card number and the Swachh Bharat Mission (SBM) number of the beneficiary.<\/span><\/li>\n<li><i><span style=\"font-weight: 400;\">\u00a0<\/span><\/i><span style=\"font-weight: 400;\">The next sections will be completed by the relevant office.\u00a0<\/span><\/li>\n<\/ul>\n<h3><strong>Documents Required to Apply for PMAY G<\/strong><\/h3>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-2202\" src=\"https:\/\/www.olx.in\/blog\/wp-content\/uploads\/2024\/02\/Documents-required-to-apply-for-PMAYG.jpg\" alt=\"Documents required to apply for PMAYG\" width=\"1500\" height=\"800\" srcset=\"https:\/\/www.olx.in\/blog\/wp-content\/uploads\/2024\/02\/Documents-required-to-apply-for-PMAYG.jpg 1500w, https:\/\/www.olx.in\/blog\/wp-content\/uploads\/2024\/02\/Documents-required-to-apply-for-PMAYG-300x160.jpg 300w, https:\/\/www.olx.in\/blog\/wp-content\/uploads\/2024\/02\/Documents-required-to-apply-for-PMAYG-1024x546.jpg 1024w, https:\/\/www.olx.in\/blog\/wp-content\/uploads\/2024\/02\/Documents-required-to-apply-for-PMAYG-768x410.jpg 768w\" sizes=\"auto, (max-width: 1500px) 100vw, 1500px\" \/><\/p>\n<p><span style=\"font-weight: 400;\">The following papers are required in order to get the advantages of this housing project:<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The Aadhaar number of the applicant and a copy of their Aadhaar card that has been self-attested.\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A permission letter and the recipient&#8217;s thumbprint are required if the beneficiary is illiterate.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">An appropriate MGNREGA-registered employment beneficiary card.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Bank account data \u2013 both originals and copies.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Swachh Bharat Mission (SBM) number of the applicant.<\/span><\/li>\n<\/ul>\n<h3><b><i>Pradhan Mantri Awaas Yojana Gramin (PMAYG) \u2013 Benefits:<\/i><\/b><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">All the beneficiaries of this scheme can avail a loan of up to Rs 70,000 from pre-defined financial institutions.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">This amount will be used for the construction of permanent housing.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">If you repay this amount, you will receive several benefits.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">First, the interest rate is 3% lower than a regular, unsubsidized loan.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The upper limit of the capital that can claim subsidy is Rs. 200,000.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Additional benefits like LPG connections and other important amenities covered under the Ujjwala Yojana are also available. Additional financial support will be available for 4,444 homes built in hilly areas.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pradhan Mantri Awaas Yojana Gramin is the central government&#8217;s flagship program to provide affordable housing to all. Targeting the poor in rural areas, the project will provide pucca houses with basic facilities, including a hygienic kitchen, to residents of kutcha houses. It is the successor to the Indira Awas Yojana. Similar welfare measures were enacted [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1057,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAowiKvGDA:productID":"","footnotes":""},"categories":[56],"tags":[97],"class_list":["post-1055","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-properties","tag-pmayg"],"_links":{"self":[{"href":"https:\/\/www.olx.in\/blog\/wp-json\/wp\/v2\/posts\/1055","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.olx.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.olx.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.olx.in\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.olx.in\/blog\/wp-json\/wp\/v2\/comments?post=1055"}],"version-history":[{"count":5,"href":"https:\/\/www.olx.in\/blog\/wp-json\/wp\/v2\/posts\/1055\/revisions"}],"predecessor-version":[{"id":1594,"href":"https:\/\/www.olx.in\/blog\/wp-json\/wp\/v2\/posts\/1055\/revisions\/1594"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.olx.in\/blog\/wp-json\/wp\/v2\/media\/1057"}],"wp:attachment":[{"href":"https:\/\/www.olx.in\/blog\/wp-json\/wp\/v2\/media?parent=1055"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.olx.in\/blog\/wp-json\/wp\/v2\/categories?post=1055"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.olx.in\/blog\/wp-json\/wp\/v2\/tags?post=1055"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}